Insurmark’s Mini-Wind program* provides wind/hail coverage for small commercial and residential properties where primary insurance carriers have removed wind coverage from their policies.
Mini-Wind Insurance
- Small commercial and residential properties
- Risks up to $25 million in value
- Up to $3 million combined coverage for any single occurrence
- Commercial coverage for building, contents and building income available
- Combined limits of coverage A, B, C and D
- Coverage A is the building
- Coverage B includes other structures subject to age requirements
- Coverage C is business personal property and personal property
- Coverage D is for business income or ALE
- Sub limits for B, C and D are included in coverage A
- $1,000 minimum premium
- Roof for structure must be less than 15 years old
- Minimum deductible: 2% subject to geographic regions
- Barrier Island risks for wind/hail have a minimum deductible of 5%
- Ineligible risks: Mobile homes, gas stations and churches with steeples
The Insurmark Advantage
- Easy submission process with a short form application
- No coinsurance penalty, regardless of total insurable value
- Experienced in-house underwriters with authority to rate, quote and bind
*The Mini Wind product isn’t available in every state. Not availaible in AK, CA, HI, LA, OR, & WA.